First Republic: First Rate Risk or Time To Buy?. It offers SAP S/4HANA, an ERP suite with intelligent technologies, such as artificial intelligence, machine learning, and advanced analytics SAP SuccessFactors Human Experience Management provides cloud-based solutions, such as a human resources management system for core HR and payroll, talent management, employee experience management, and people analytics and intelligent spend management solutions, including products branded under the SAP Ariba, SAP Concur, and SAP Fieldglass names. 
The company operates through three segments: Applications, Technology & Support Qualtrics and Services. SAP SE, together with its subsidiaries, operates as an enterprise application software company worldwide.
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